💰 How Starting Early in the S&P 500 Can Build Long-Term Wealth

📋 Assumes monthly contributions continue until age 60, with a 10% average annual return compounded monthly.
🧍 Monthly Investment: $200
Starting Age Value at Age 40 Age 50 Age 60
30 years$41,310$153,139$455,865
25 years$83,585$267,578$765,655
20 years$153,139$455,865$1,275,356
👫 Monthly Investment: $300
Starting Age Value at Age 40 Age 50 Age 60
30 years$61,966$229,709$683,798
25 years$125,377$401,367$1,148,483
20 years$229,709$683,798$1,913,034
⏱️ Takeaway: The earlier you start, the greater your wealth — even with small monthly contributions.